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answers.
Got questions about applying, eligibility, repayments or how it all works? You’re in the right place. If you don’t see what you’re looking for, get in touch with our team — we’re happy to help.
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Need a fast $2,100 – $5,000 loan?
Applying for a Loan
Yes, we’ll ask for a reason to make sure the loan is suitable and responsible — but there’s no judgement and it doesn’t affect your chances of approval.
Yes! If you meet the other eligibility criteria and have steady income, you’re welcome to apply.
You can apply if you’re over 18, living in Australia (citizen, resident or on a valid visa), have a vehicle registered in your name, and earn at least $300 per week. You must also have been employed for at least 3 months — casual, part-time, full-time or self-employed all count.
Yes! Our online application is open 24/7. We’ll review your submission as quickly as we can, but approvals may take a little longer outside business hours.
It’s fast and fully online. Just fill out the application form, upload your ID and payslips, and we’ll get back to you — usually within two hours. If approved, your funds are sent same day.
Loan Details
It can actually help. Making your repayments on time can improve your credit history over time.
Once you’ve made consistent repayments for six months, you may be able to refinance or top up your loan. Approval depends on your current situation.
If you’re also earning $300+ per week from work, yes. Centrelink payments don’t rule you out.
Yes, as long as you can comfortably afford repayments, we’ll consider your application.
Yes — but don’t panic. We assess your overall financial situation, not just your score. Even with bad credit, you could still be eligible.
It’s your call. Cover unexpected bills, pay for repairs, move house, book a trip, or invest in something meaningful. As long as it’s legal and sensible, it’s up to you.
You can apply for any amount between $2,100 and $5,000, depending on your situation.
Repayments & Fees
It depends on your chosen repayment frequency. Use our loan calculator to estimate repayments or get in touch for a quick breakdown.
Yes! You can make extra repayments or pay it off early at any time. There are no early exit fees, and you’ll save on interest.
You’ll be charged a $35 dishonour fee, and your loan term may be extended. If you’re struggling, let us know — we’re here to help.
You choose — weekly, fortnightly, or monthly, aligned with your pay cycle. Your repayment dates will be outlined in your loan contract.
Nope. We’re upfront from the start. There’s a one-off $400 establishment fee and a $20 admin fee included in your loan. If a payment bounces, a $35 dishonour fee applies. That’s it.